Northville District Library

Monday - Thursday: 10am - 9pm
Friday - Saturday: 10am - 5pm
Sunday: 1pm - 5pm
Phone: 248-349-3020

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Museums, Parks and Zoo


Museum Activity Pass

Discover Michigan!

The Michigan Adventure Pass, formerly Museum Adventure Pass, allows library cardholders to print a pass online that grants free or reduced-fee admission, or other discounts, at nearly 60 participating institutions statewide.This is an online program only, no passes are available in the library. All you need is a valid Northville District Library card.







Detroit Zoo

Tickets & More

Library cardholders can purchase discounted admission tickets to the Detroit Zoo, save on discounted memberships, and dining. You can even purchase a pre-paid parking voucher. The discounted offers are updated at intervals throughout the year, in an effort to keep the program fresh.





Affordable Care Act (ACA) Quick Facts

 

October 1, 2013   -   March 31, 2014    Open enrollment period at healthcaredotgov

January 1, 2014  Health care coverage can start

 


caduceusCoverage Requirements

Anyone who currently receives health insurance through an employer can decide whether to keep it or change to Marketplace coverage. Otherwise you may need to get insurance through the Marketplace or another source for 2014. Those with Medicaid are already covered.

American citizens without minimum essential coverage in 2014 may face penalties. This flowchart can help you determine if you are required to obtain medical insurance and also view the penalties.

 


 

Health Insurance Marketplace

healthinsurancemarketplaceThe Health Insurance Marketplace is mandated by the federal government and offers plans through multiple carriers/networks. In the Marketplace you can fill out an application and compare coverage options. At the time of enrollment decide how to pay your premiums or sign up for Medicaid or CHIP (Children’s Health Insurance Program) if you are eligible. Several health plans are offered differing in benefits, protections and cost.

 

What You Will Need

Individuals:

  • Social Security numbers (or document numbers for legal immigrants)
  • Employer and Income information (W-2 or paystub)
  • A completed Employer Coverage Tool

Families

  • Social Security numbers (or document numbers for legal immigrants) for all dependents
  • Employer and Income information (W-2 or paystub) for every member of household that needs coverage under the age of 26
  • Policy numbers for any current health insurance plans covering members of your household
  • Information about any health insurance you or your family could get from your jobs
  • A completed Employer Coverage Tool

healthinsuranceform

 

Four Ways To Apply

 

Printable Fact Sheets From HealthCare.gov

 


 

Insurance Benefit Levels

doctorsThere are four levels of health insurance coverage. At each coverage level the benefit coverage increases, premium increases, and cost-sharing reduces. The levels of coverage in the ACA are specified using an Actuarial Value (AV). For the Bronze plan the plan will pay 60% of health care expenses and the enrollee will pay 30% through a combination of deductibles, co pays, and coinsurance. The percentage a plan pays for an enrollee with likely be different from the Actuarial Value depending on health care services used and the total cost of the services.

  • Bronze – Actuarial Value of 60%
  • Silver - 70%
  • Gold - 80%
  • Platinum - 90%

Find out more about what the actuarial values in the ACA mean

 

Core Benefits

Each level of coverage provides core benefits including:

  • Outpatient care
  • Emergency room
  • Inpatient care in a hospital
  • Care before and after a baby is born
  • Mental health and substance use disorder services including behavior health treatment, counseling, psychotherapy
  • Prescription drugs
  • Services and devices that help in recovery if you are injured or have a disability or chronic condition
  • Lab tests
  • Preventive services including counseling, screening, and vaccines to keep you healthy and care for chronic conditions
  • Pediatric services including dental care and vision for kids

 


 

Subsidy Eligibility

Individuals and families may be eligible to receive subsidies if not eligible for Medicare, Medicaid or the Children’s Health Insurance Program (CHIP). Subsidies are based on MAGI (Modified Adjusted Gross Income) on your tax return. Use this calculator to get an estimate of your eligibility for subsidies.

Find out more about the new rules for determining income

 


 

Medicaid And Children’s Health Insurance Program (CHIP)

babyMedicaid provides individuals under 65 years of age with income levels below 133 percent of the federal poverty level (FPL) will be eligible for Medicaid.

CHIP provides health coverage to more than 43 million children, including half of all low-income children in the United States. The ACA extends eligibility and is expected to provide numerous improvements to this program.

Find out more about eligibility for these programs

 


 

Young Adults

Dependent coverage is extended to age 26 regardless of any access the dependent may have to other employer-sponsored health coverage.

Catastrophic Plans are available for individuals under the age 30. These policies have lower premiums but require you to pay all medical costs up to certain amount. 

 


 

Need Assistance?

Department of Insurance and Financial Services (DIFS)

Michigan's Department of Insurance and Financial Services (DIFS) are providing free ACA Workshops at many libraries throughout the state. The workshop is titled The New Health Care Law: What it Means for Everyone. Contact the individual library to register for this event.

 

Navigators

Certified health insurance Navigators will provide in-person assistance to individuals. Navigators, trained by the federal government, are groups of people from organizations that received federal grants to provide this service.

prescriptionThe Navigator recipients in Michigan:

 

Certified Application Counselors

Certified application counselors will provide assistance in completing the application for coverage. Groups include community health centers or other health care providers, hospitals, or social service agencies.

 

Agents and Brokers

Professional advice from agents and brokers to educate individuals and help determine eligibility, compare plans, and select and enroll in coverage. Agents and brokers can also assist qualified employers and employers to enroll in coverage through the Small Business Health Options Programs (SHOPs).

More information about assistance roles

 


 

Small Business Health Options Programs (SHOPs)

SHOP simplifies the process of buying health insurance for small businesses, those with less than 50 FTE’s (Full-time Equivalent Employees). A full-time employee is one which is expected and scheduled to work a minimum of 30 hours per week. Employers can control the coverage they offer and how much they will pay toward an employees’ premium. Health plans available through SHOP are run by private health insurance companies. All plans will offer the same set of essential health benefits, like doctor visits, preventive care, hospitalization, and prescriptions.

Small businesses do not have to purchase health insurance from the SHOP but rather continue purchasing insurance through another insurance provider. By purchasing insurance through the SHOP employers may be eligible for the Small Business Healthcare Tax Credit if the employer has fewer than 25 FTEs  making an average of about $50,000 a year or less. To receive the credit employers must also pay at least 50% of full-time employees’ premium costs.

The Health Insurance Marketplace Small Employer call center provide a customer service representative to answer questions Monday through Friday, 9 a.m. to 5 p.m. EST. at 1-800-706-7893 or (TTY: 1-800-706-7915).

 

Printable Fact Sheets From HealthCare.gov

 


 

ACA Glossary

For a glossary of terms you will encounter when applying and selecting health care coverage check out these sites:

Kaiser Family Foundation

Kaiser Permanente

 


 

Helpful Websites

help

Getting help in a language other than English

Healthcare.gov YouTube channel

Health Law fact sheet at AARP

Tax Provisions at the IRS

Healthcare Reform Basics at Blue Cross Blue Shield of Michigan and Blue Care Network

Four step quick start guide at WebMD

Health Reform: 7 things you need to know now at Consumer Reports

Medicare: 6 things you need to know now at Consumer Reports

ACA Fact Sheets at U.S. Department of Health & Human Services

Health Insurance Consumer Assistance Program (HICAP)

Library Board of Trustees Meeting Minutes for Thursday, July 25, 2013

1. Call to Order: Chair Robert Sochacki called the Regular Meeting to order at 7:35 p.m.

1.1 Roll Call - Present: Trustees Robert Sochacki, Jean Hansen, Joe Corriveau, Paul Snyder, Alan Somershoe and Jim Morché. Also present: Julie Herrin, Library Director; Anne Mannisto, Assistant Library Director; Carla Eggert, Administrative Assistant. Staff member Patricia Garavoglia was in the audience. Absent: Trustee Mike DeFrancesco.
1.2 Approval of the Agenda: MOTION: Jim Morché made a motion to accept the agenda as amended. Paul Snyder seconded the motion. Motion passed.
1.3 Approval of Meeting Minutes, 6-27-13: MOTION: Paul Snyder made a motion to approve the minutes as submitted. Alan Somershoe seconded the motion. Motion passed.
1.4 Citizen Comments: None.

2. Correspondence: None

3. Director’s Report:
Statistics: Julie Herrin reported that circulation was steady with an increase of .32%. The door count was down by almost 5%. Downloads were up by 50%. Freegal was accessed 100 times with 555 songs downloaded. Brainfuse had a total usage of 351 with 44 unique visits. Database usage was up over 20% and the usage of the children’s public computers was at an all-time high of 955.
Youth Programming: The Youth Summer Reading Program has 947 children registered. The total for the entire summer last year was 827 children. There were twenty programs for children with 1,281 attendees.
Adult Programming: The Summer Reading Program for adults has 233 people signed up compared to 222 for last year. There were four programs held with a total attendance of 139. A class was held on tablet usage and registration was full. We will repeat this class due to its popularity but will hold one class for iPad users and another class for Android users, as it was difficult to cover everything for both types of users in one class.
Teen Programming: The Summer Reading Program for teens has 227 teens signed up compared to 175 for last year’s program. The Teen after-hours lock-in, with the theme of the popular book, The Hunger Games, was held on Friday, July 19 with 33 teens attending.
Staff: Our new Digital Services Librarian Kristine Towne has started. She is experienced in Joomla, the software used for the Library website. Kristine is currently employed part time at the Plymouth Library as well. Wendy Mutch has been invited to join the Northville Historical Society Archives Study Committee. Patricia Garavoglia attended a workshop on MERS and a webinar on weeding. Julie reminded the Trustees that the Just Desserts volunteer recognition party is being held on August 13 at the Library.
Facilities: Julie Herrin reported that the bid document from Goretski Construction for replacement of the concrete curbing in front of the Library was amended to include the requirement that the project meet the City of Northville sidewalk specifications. Joe Corriveau reviewed the document and advised that it be attached to our response. We attached a copy of the sidewalk specifications with the signed bid acceptance document that was returned to Goretski Construction.

4. Friends of the Northville District Library Report: Julie reported that the Friends did not meet in July and will not meet in August. The next Friends meeting is scheduled for September.

5. Phone System: Julie Herrin reported that six companies submitted bids for the replacement of the Library telephone system. Demonstrations were presented by each company that submitted a bid. One of the bids was disqualified as it only offered a monthly lease option and we would never own the equipment. Two of the bids were disqualified for price and one for questions about reliability based on Better Business Bureau reviews. The final two companies were very close in price. The company chosen was CTS Communications who installed the original phone system in the Library 16 years ago that has been very reliable. CTS was chosen because of their reliability and because there should be less of a learning curve for the staff, as the new phone is an updated version of the current model we are using. The price is $15,659 and includes 28 telephones, an operator console, a server, a voicemail server, a five-year warranty and two training sessions for Library staff members. MOTION: Jean Hansen made a motion to accept the telephone system bid from CTS Communications in the amount of $15,659. Jim Morché seconded the motion. Motion passed.

6. Budget and Finance Review:

6.1 Bills over $1,000 for approval: Treasurer Jean Hansen presented the List of Bills over $1,000 for July 2013. MOTION: Jean Hansen made a motion to approve these bills in the amount of $70,464.65 for payment. Paul Snyder seconded the motion. Motion passed.
6.2 Financial Report: Jean Hansen presented the Financial Report. We are 58% through our fiscal year and 97% of our revenue has been received from the City and Township. We have received a check for $71,730.91 from Wayne County for delinquent taxes. The check will be divided between the debt and operating accounts and between the City and the Township. We also received the penal fines check from Oakland County in the amount of $4,290. Both of these checks will be applied next month.
6.3 2014 Budget: There was discussion regarding the 2014 Budget that will be presented at the August meeting. The amount allocated for legal fees was increased to $6,000 as 2014 will be a contract negotiation year with the union. The projected revenue shortfall for the 2014 fiscal year totaling $118,361, will come from the Reserve Fund. The $60,000 allocated for building preservation will go into the Reserve Fund.
6.4 Resolution for Public Hearing: Secretary Paul Snyder presented Resolution 2013-02, which calls for a Public Hearing regarding the 2013-2014 Proposed Operating Budget and the publication of the Legal Notice of the Public Hearing. MOTION: Paul Snyder made a motion to adopt Resolution 2013-02; Jim Morché seconded the motion. The Resolution was adopted by a unanimous roll call vote of the Trustees present.

7. Committee Reports: None.

8. Announcements and Comments:

8.1 Paul Snyder discussed two items to be added to the agenda of a future Board meeting. Mr. Snyder is planning to attend a Trustee Alliance meeting in October that will focus on Library Services and Technology Act (LSTA) grants and would like to discuss ideas for using grant money with the Board. Mr. Snyder reported that he was approached by a Library patron who uses a wheelchair but still drives. The patron would like to see the Library install a drive- up book drop. Mr. Snyder would like the Board to consider this issue. Robert Sochacki suggested scheduling a Facilities Committee meeting to discuss it. Julie Herrin reported that in the interim Mr. Snyder could advise the patron that the Novi Library does have a drive-up window for returning books and Northville Library patrons may return their books at the Novi Library as well.
8.2 The next Finance Committee Meeting is scheduled for Tuesday, August 20, 2013 at 1:30 p.m. in Carlo Meeting Room.
8.3 The Public Hearing on the Budget will be held on Thursday, August 22, 2013 at 7:00 p.m., just prior to the regular August Board of Trustees Meeting
8.4 The next Board Meeting will be on Thursday, August 22, 2013 at 7:30 p.m. in the Carlo Meeting Room.

MOTION: Jim Morché made a motion to adjourn the July Regular Board Meeting. Paul Snyder seconded the motion. Motion passed. The Meeting was adjourned at 8:30 p.m.

Respectfully Submitted, Paul Snyder, Secretary
CE 07/30/13

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